Good news came from the new Director of the Consumer Finance Protection Bureau letting us know that there are not going to be any abrupt changes in their policies when it come to QM vs NonQM loans. This is great news because their policies are keeping loans with Debt To Income ratios higher than 43% as Qualified Mortgages instead of Non-QM loans. Non Qualified Mortgages fall under different loan requirements and is costlier for clients since interest rates are higher than QM loans.
You have not retired yet because of increasing mortgage payments?Apply for a reverse mortgage and you won’t have to make another payment. Please review our reverse mortgage page for full details on and videos on how a reverse mortgage works.Details on Reverse MortgagePutting off purchasing your home?This is the best time to purchase a home. Low rates have come back. See how much you can buy.Click Here to Get Pre-approvedTake advantage of the lowest rates!Refinance today and pay off those high rate credit cards, upgrade your house, help your kids with university costs or just check of items off your bucket list.Refinance Now
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