The down payment needed to buy your first home in Florida depends on the loan program and your financial situation. Conventional loans typically require 3% to 20% down, while FHA loans allow as little as 3.5%. VA loans for veterans often require no down payment at all. Many Florida buyers use down payment assistance programs to reduce upfront costs. Knowing how much to save can help you plan effectively. For example, on a $300,000 home, a 3.5% FHA down payment is $10,500, while 20% conventional is $60,000. Evaluate your options and choose the program that fits your budget.
Schedule an appointment to see your options.
A reverse mortgage can be a powerful financial tool—but only if you understand how it…
If you're an investor looking to grow your real estate portfolio without the hassle of…
In early 2026, Florida’s condominium market experienced meaningful changes that are altering how buyers, owners,…
If you own a home in Florida and it’s your primary, permanent residence, you may…
In today’s challenging housing market, conversations are happening behind the scenes—whispers about two major concepts…
Many homebuyers today are realizing that the house they really want is just outside their…