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How DSCR Mortgages Make Financing Investment Properties Easier Than Ever

By vmalendingcomIn Alternative Mortgages, Bank Statement Loan, DSCRPosted July 31, 2025

If you're an investor looking to grow your real estate portfolio without the hassle of traditional mortgage documentation, a DSCR mortgage might be the perfect...

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Unlocking Home Equity with a Bank Statement HELOC: A Flexible Solution for the Self-Employed

By vmalendingcomIn Alternative Mortgages, Bank Statement HELoCPosted July 31, 2025

If you're self-employed or a small business owner, qualifying for traditional home loans can be challenging. That's where a Bank Statement HELOC (Home Equity Line...

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Who Can Benefit from a Bank Statement Loan?

By vmalendingcomIn Alternative Mortgages, Bank Statement LoanPosted July 30, 2025

Bank Statement Loans are an excellent mortgage option for borrowers who don’t receive traditional income documentation like W-2s or paystubs and would not qualify for...

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What Credit Score Do I Need to Buy My First Home?

By vmalendingcomIn Conventional, FHAPosted July 23, 2025

Your credit score is a critical factor in qualifying for a mortgage in Florida. For conventional loans, most lenders prefer a score of 620 or...

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