Skip to content
VMA Lending
  • Home
  • Services
    • Buying a Home
    • Refinance
    • FHA
    • Conventional
    • Veterans Administration
    • USDA
    • Alternative Documentation Loan
      • Bank Statement Loan
      • Bank Statement HELOC
      • DSCR Loan
      • P&L Loan
      • 1099 Income
      • Asset Qualifier
      • Closed-End Second Mortgage
      • ITIN Mortgage
      • Foreign National
    • Commercial Real Estate
  • News
  • About Us
  • Contact
  • Schedule an Appointment

Are There Special Loan Programs for First-Time Home Buyers?

By vmalendingcomIn Conventional, FHAPosted July 22, 2025

Yes! Florida offers several special loan programs designed specifically for first-time home buyers. The Florida Hometown Heroes Program provides up to $35,000 in down payment...

Read More

How Much Down Payment Do I Need for My First Home?

By vmalendingcomIn ConsultingPosted July 21, 2025

The down payment needed to buy your first home in Florida depends on the loan program and your financial situation. Conventional loans typically require 3%...

Read More

What Are the Requirements to Qualify for a First-Time Home Buyer Mortgage?

By vmalendingcomIn Conventional, FHAPosted July 18, 2025

Qualifying for a first-time home buyer mortgage in Florida involves meeting specific criteria that lenders use to evaluate your eligibility. Typically, you need a steady...

Read More

100% Financing for 1st Time Homebuyers – Your Path to Homeownership Starts Here!

By vmalendingcomIn FHAPosted June 20, 2025

Are you searching for first-time homebuyer programs with 100% financing? Look no further! Buying your first home is an exciting milestone, and we’re here to...

Read More

Posts pagination

Prev Prev 1 2 3 4 … 18 Next Next
© 2025 VMA Lending LLC
Accessibility
Accessibility modes
Epilepsy Safe Mode
Dampens color and removes blinks
This mode enables people with epilepsy to use the website safely by eliminating the risk of seizures that result from flashing or blinking animations and risky color combinations.
Visually Impaired Mode
Improves website's visuals
This mode adjusts the website for the convenience of users with visual impairments such as Degrading Eyesight, Tunnel Vision, Cataract, Glaucoma, and others.
Cognitive Disability Mode
Helps to focus on specific content
This mode provides different assistive options to help users with cognitive impairments such as Dyslexia, Autism, CVA, and others, to focus on the essential elements of the website more easily.
ADHD Friendly Mode
Reduces distractions and improve focus
This mode helps users with ADHD and Neurodevelopmental disorders to read, browse, and focus on the main website elements more easily while significantly reducing distractions.
Blindness Mode
Allows using the site with your screen-reader
This mode configures the website to be compatible with screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. A screen-reader is software for blind users that is installed on a computer and smartphone, and websites must be compatible with it.
Online Dictionary
    Readable Experience
    Content Scaling
    Default
    Text Magnifier
    Readable Font
    Dyslexia Friendly
    Highlight Titles
    Highlight Links
    Font Sizing
    Default
    Line Height
    Default
    Letter Spacing
    Default
    Left Aligned
    Center Aligned
    Right Aligned
    Visually Pleasing Experience
    Dark Contrast
    Light Contrast
    Monochrome
    High Contrast
    High Saturation
    Low Saturation
    Adjust Text Colors
    Adjust Title Colors
    Adjust Background Colors
    Easy Orientation
    Mute Sounds
    Hide Images
    Hide Emoji
    Reading Guide
    Stop Animations
    Reading Mask
    Highlight Hover
    Highlight Focus
    Big Dark Cursor
    Big Light Cursor
    Cognitive Reading
    Virtual Keyboard
    Navigation Keys
    Voice Navigation

    VMA Lending

    Accessibility Statement
    vmalending.com
    Last updated: June 17, 2025

    Compliance Status

    At VMA Lending LLC and its affiliated companies, we believe the internet should be accessible and usable by everyone. We are fully committed to ensuring that our website is accessible to the widest possible audience, regardless of ability or technology.

    We aim to comply as closely as possible with the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA. These guidelines provide a clear framework for making web content more accessible for people with disabilities, including blindness, motor impairments, visual and cognitive challenges, and more.

    To support this goal, we utilize various accessibility technologies. Our website features an accessibility interface that empowers users with disabilities to adjust the website’s UI and customize it to their needs. Additionally, we run an AI-powered application in the background that continuously improves the website’s accessibility by adapting it for screen readers and keyboard navigation.

    If you experience any accessibility issues or have suggestions for improvement, please contact us at admin@vmalending.com.

    Screen-Reader and Keyboard Navigation

    Our site implements ARIA attributes and other behavior enhancements for a seamless experience with screen readers and keyboard use.

    Screen-reader Optimization
    A background process ensures that content is structured and described appropriately, including form labels, icon descriptions, and image alt tags using OCR (optical character recognition) where needed. Screen-reader users receive an automatic prompt to enable accessibility mode. Compatible with JAWS, NVDA, VoiceOver, and TalkBack.

    Keyboard Navigation Optimization
    Users can navigate the website using Tab, Shift+Tab, arrow keys, and Enter. Shortcuts such as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) enable quick navigation. The interface also includes focus management for modal popups and skip menus.

    Supported Disability Profiles

    • Epilepsy Safe Mode: Eliminates flashing and color combinations that can trigger seizures.

    • Visually Impaired Mode: Adjusts visual elements for users with eye conditions.

    • Cognitive Disability Mode: Adds focus enhancements for users with dyslexia, autism, stroke-related impairments, etc.

    • ADHD Friendly Mode: Minimizes distractions to help focus on key elements.

    • Blindness Mode: Full compatibility with leading screen readers.

    • Motor-Impaired Navigation Profile: Enables full navigation and interaction using only the keyboard.

    UI, Design, and Readability Adjustments

    • Font Options: Resize, change font type, spacing, alignment, and line height.

    • Color Contrast: Multiple presets including light, dark, inverted, and monochrome themes.

    • Animations: Option to stop all animations to reduce risk for epileptic users.

    • Highlighting: Emphasize links, buttons, and focused elements.

    • Audio Mute: Instantly mute audio content for users sensitive to sound.

    • Cognitive Support: Integrated Wikipedia and Wiktionary access to explain complex terms.

    • Other Tools: Custom cursor, virtual keyboard, print mode, and more.

    Browser and Assistive Technology Compatibility

    We support the majority of browsers and assistive tools, including:

    • Browsers: Chrome, Firefox, Safari, Edge, and Opera

    • Screen Readers: JAWS, NVDA, VoiceOver, and TalkBack

    Our commitment is to reach over 95% of user environments and continuously expand compatibility.

    Feedback and Assistance

    We acknowledge that some content may not yet meet full accessibility standards and are actively working to improve these areas. Your input helps us grow and serve you better.

    If you have difficulty accessing any part of the website or need assistance, please contact us at:

    Email: admin@vmalending.com