Conventional

Understanding Florida’s 2025 Condo Reserve Requirements: What Associations and Owners Need to Know

Effective January 1, 2025, Florida condominium associations are mandated to establish and maintain reserve funds specifically allocated for the repair…

1 year ago

Mortgage Rates Dip Slightly for the Second Consecutive Week, Holding Just Below 7%

The average 30-year mortgage rate in the U.S. has declined for the second consecutive week, offering a minor reprieve for…

1 year ago

Florida Lock and Shop Mortgage: Lock Your Rate and Shop Confidently

Florida Lock and Shop mortgage lets you lock today’s rate and keep shopping for the right home. You pick a…

1 year ago

City of North Lauderdale Purchase Assistance Program

The City of North Lauderdale in Broward County, Florida, which has been rated as the number one place to live…

1 year ago

One-Time Close New Construction LoansBuild Your Dream Home the Simple Way: One‑Time Close New Construction LoansOne-Time Close New Construction Loans

One closing. One rate. One down payment. One approval.If you’re planning a custom build, our One‑Time Close New Construction loan…

1 year ago

Standard Mortgage Myth: You Don’t Need 20%

Many buyers still believe a Conventional mortgage requires 20% down. It doesn’t. In fact, first-time homebuyers may qualify for as…

1 year ago

Florida’s 2025 Condominium Law Changes: New Safety and Transparency Requirements for Associations

In response to the tragic collapse of the Champlain Towers South in Surfside, Florida, in 2021, the state has enacted…

1 year ago

Mortgage Credit Certificate Program

As another alternative for affordable housing, borrowers can get homeownership assistance through federal tax credits granted by the state or…

3 years ago

Breaking News: New Conforming Loan Limits for 2024!

Great news for homebuyers! The Federal Housing Finance Agency (FHFA) has announced increased conforming loan limits for 2024. This means…

3 years ago