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What Are the Requirements to Qualify for a First-Time Home Buyer Mortgage?

By vmalendingcomIn Conventional, FHAPosted July 18, 2025

Qualifying for a first-time home buyer mortgage in Florida involves meeting specific criteria that lenders use to evaluate your eligibility. Typically, you need a steady...

VMA Lending LLC Now Offering No-Cost Escrow Waivers on Conventional Loans with LTV Up to 97%

By vmalendingcomIn ConventionalPosted June 19, 2025

VMA Lending LLC is pleased to announce a new benefit for clients: no-cost escrow waivers on conventional loans with a loan-to-value (LTV) ratio of up...

Understanding Florida’s 2025 Condo Reserve Requirements: What Associations and Owners Need to Know

By vmalendingcomIn Condominium, Conventional, FHA, PropertyPosted June 19, 2025

Effective January 1, 2025, Florida condominium associations are mandated to establish and maintain reserve funds specifically allocated for the repair and replacement of critical structural...

Mortgage Rates Dip Slightly for the Second Consecutive Week, Holding Just Below 7%

By vmalendingcomIn ConventionalPosted June 19, 2025

The average 30-year mortgage rate in the U.S. has declined for the second consecutive week, offering a minor reprieve for potential homebuyers preparing for the...

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Accessibility

Accessibility modes

Epilepsy Safe Mode

Dampens color and removes blinks

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Visually Impaired Mode

Improves website's visuals

This mode adjusts the website for the convenience of users with visual impairments such as Degrading Eyesight, Tunnel Vision, Cataract, Glaucoma, and others.

Cognitive Disability Mode

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This mode provides different assistive options to help users with cognitive impairments such as Dyslexia, Autism, CVA, and others, to focus on the essential elements of the website more easily.

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Blindness Mode

Allows using the site with your screen-reader

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Online Dictionary

Start typing to search in Wikipedia

Readable Experience

Content Scaling

Default

Text Magnifier

Readable Font

Dyslexia Friendly

Highlight Titles

Highlight Links

Font Sizing

Default

Line Height

Default

Letter Spacing

Default

Left Aligned

Center Aligned

Right Aligned

Visually Pleasing Experience

Dark Contrast

Light Contrast

Monochrome

High Contrast

High Saturation

Low Saturation

Adjust Text Colors

Adjust Title Colors

Adjust Background Colors

Easy Orientation

Mute Sounds

Hide Images

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Reading Guide

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Highlight Focus

Big Dark Cursor

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Cognitive Reading

Virtual Keyboard

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Voice Navigation

Link navigator

VMA Lending

Accessibility Statement
vmalending.com
Last updated: June 17, 2025

Compliance Status

At VMA Lending LLC and its affiliated companies, we believe the internet should be accessible and usable by everyone. We are fully committed to ensuring that our website is accessible to the widest possible audience, regardless of ability or technology.

We aim to comply as closely as possible with the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA. These guidelines provide a clear framework for making web content more accessible for people with disabilities, including blindness, motor impairments, visual and cognitive challenges, and more.

To support this goal, we utilize various accessibility technologies. Our website features an accessibility interface that empowers users with disabilities to adjust the website’s UI and customize it to their needs. Additionally, we run an AI-powered application in the background that continuously improves the website’s accessibility by adapting it for screen readers and keyboard navigation.

If you experience any accessibility issues or have suggestions for improvement, please contact us at admin@vmalending.com.

Screen-Reader and Keyboard Navigation

Our site implements ARIA attributes and other behavior enhancements for a seamless experience with screen readers and keyboard use.

Screen-reader Optimization
A background process ensures that content is structured and described appropriately, including form labels, icon descriptions, and image alt tags using OCR (optical character recognition) where needed. Screen-reader users receive an automatic prompt to enable accessibility mode. Compatible with JAWS, NVDA, VoiceOver, and TalkBack.

Keyboard Navigation Optimization
Users can navigate the website using Tab, Shift+Tab, arrow keys, and Enter. Shortcuts such as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) enable quick navigation. The interface also includes focus management for modal popups and skip menus.

Supported Disability Profiles

Epilepsy Safe Mode: Eliminates flashing and color combinations that can trigger seizures.
Visually Impaired Mode: Adjusts visual elements for users with eye conditions.
Cognitive Disability Mode: Adds focus enhancements for users with dyslexia, autism, stroke-related impairments, etc.
ADHD Friendly Mode: Minimizes distractions to help focus on key elements.
Blindness Mode: Full compatibility with leading screen readers.
Motor-Impaired Navigation Profile: Enables full navigation and interaction using only the keyboard.

UI, Design, and Readability Adjustments

Font Options: Resize, change font type, spacing, alignment, and line height.
Color Contrast: Multiple presets including light, dark, inverted, and monochrome themes.
Animations: Option to stop all animations to reduce risk for epileptic users.
Highlighting: Emphasize links, buttons, and focused elements.
Audio Mute: Instantly mute audio content for users sensitive to sound.
Cognitive Support: Integrated Wikipedia and Wiktionary access to explain complex terms.
Other Tools: Custom cursor, virtual keyboard, print mode, and more.

Browser and Assistive Technology Compatibility

We support the majority of browsers and assistive tools, including:

Browsers: Chrome, Firefox, Safari, Edge, and Opera
Screen Readers: JAWS, NVDA, VoiceOver, and TalkBack

Our commitment is to reach over 95% of user environments and continuously expand compatibility.

Feedback and Assistance

We acknowledge that some content may not yet meet full accessibility standards and are actively working to improve these areas. Your input helps us grow and serve you better.

If you have difficulty accessing any part of the website or need assistance, please contact us at:

Email: admin@vmalending.com