FHA

What Credit Score Do I Need to Buy My First Home?

Your credit score is a critical factor in qualifying for a mortgage in Florida. For conventional loans, most lenders prefer…

3 weeks ago

Are There Special Loan Programs for First-Time Home Buyers?

Yes! Florida offers several special loan programs designed specifically for first-time home buyers. The Florida Hometown Heroes Program provides up…

3 weeks ago

What Are the Requirements to Qualify for a First-Time Home Buyer Mortgage?

Qualifying for a first-time home buyer mortgage in Florida involves meeting specific criteria that lenders use to evaluate your eligibility.…

4 weeks ago

100% Financing for 1st Time Homebuyers – Your Path to Homeownership Starts Here!

Are you searching for first-time homebuyer programs with 100% financing? Look no further! Buying your first home is an exciting…

2 months ago

Fannie Mae’s HomeReady & Special Purpose Credit Program

Fannie Mae's HomeReady program and the Special Purpose Credit Program (SPCP) offer significant assistance to first-time homebuyers, making the dream…

2 months ago

Understanding Florida’s 2025 Condo Reserve Requirements: What Associations and Owners Need to Know

Effective January 1, 2025, Florida condominium associations are mandated to establish and maintain reserve funds specifically allocated for the repair…

2 months ago

Florida’s 2025 Condominium Law Changes: New Safety and Transparency Requirements for Associations

In response to the tragic collapse of the Champlain Towers South in Surfside, Florida, in 2021, the state has enacted…

2 months ago

Mortgage Credit Certificate Program

As another alternative for affordable housing, borrowers can get homeownership assistance through federal tax credits granted by the state or…

2 years ago