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Employment Questionnaire

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Welcome to Your Application

Thank you for your interest in joining our team. We’re excited to learn more about you and your qualifications.

Please take your time to complete the application thoroughly to ensure all information is accurate and complete.

If you have any questions along the way, don’t hesitate to reach out—we’re here to help.

We look forward to reviewing your submission!

Your Personal Information

Your Name*
Your Email Address*
Home Address*
When is the best time for us to reach you via telephone?
Are you legally authorized to work in the United States?*

Employment Eligibility Requirements

Employment with our company is contingent upon verification of your legal authorization to work in the United States.

At this time, we are unable to employ individuals who do not have the required work authorization.

Position You're Applying For

Position You're Applying For*

Mortgage Loan Originator Opportunities in Florida

We currently have openings in several counties throughout Florida.

A successful Mortgage Loan Originator (MLO) plays a vital role in guiding clients through the home financing process, from the initial inquiry all the way to loan closing.

Key Responsibilities

  • Building and maintaining relationships with borrowers, real estate agents, and lenders.
  • Evaluating financial profiles to match clients with suitable loan products.
  • Ensuring compliance with all state and federal regulatory requirements.
  • Providing excellent customer service throughout the mortgage process.
  • Staying up to date on industry trends and market changes.
  • Managing your pipeline efficiently from application to closing.

Industry Networking

Networking with professionals within the real estate industry—such as agents, brokers, and title companies—is essential for building a strong and consistent client base.

Training for Unlicensed Applicants

For unlicensed applicants, obtaining a mortgage license is required. We offer the necessary training and support to help you meet all state and federal requirements and get started on the path to becoming a licensed Mortgage Loan Originator.

Are you NMLS Licensed*

Steps to Becoming a Licensed Mortgage Loan Originator (MLO)

Here are the general steps to becoming a licensed Mortgage Loan Originator (MLO) in the United States:

1. Meet Eligibility Requirements

  • Be at least 18 years old.
  • Have a high school diploma or GED (some employers may prefer higher education).
  • Pass a background check, including fingerprinting and a credit report.

2. Register with the NMLS

  • Create an account on the NMLS website: mortgage.nationwidelicensingsystem.org
  • Obtain your unique NMLS ID number to track your licensing process.

3. Complete Pre-Licensing Education (20 Hours)

  • 3 hours on federal law and regulations.
  • 3 hours on ethics (including fraud, consumer protection, and fair lending).
  • 2 hours on non-traditional mortgage products.
  • 12 hours of general electives.

4. Pass the SAFE MLO Test

  • Take and pass the SAFE MLO National Test with Uniform State Content.
  • A minimum score of 75% is required to pass.
  • Complete any additional state-specific exams or coursework if required.

5. Submit a Licensing Application via NMLS

  • Complete your MLO license application on the NMLS platform.
  • Provide personal and employment information, disclosures, and required documentation.
  • Pay all applicable application fees.

6. Complete Background and Credit Checks

  • Submit fingerprints for a federal background check through NMLS.
  • Authorize a credit report review to assess financial responsibility.

7. Get Sponsored by an Employer (If Required)

  • Some states require employment with a licensed mortgage company to activate your license.
  • Your employer must sponsor your license through NMLS.

8. Meet State-Specific Requirements

Depending on the state(s) where you plan to operate, additional education, testing, or documentation may be required.

9. Receive Your MLO License

Once approved, your MLO license will be issued, allowing you to legally originate mortgage loans.

10. Maintain Your License

  • Complete 8 hours of NMLS-approved continuing education annually.
  • Monitor renewal deadlines.
  • Maintain compliance with all state and federal regulations.

This process ensures compliance with the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) and prepares MLOs to serve clients responsibly and professionally.

Where are you in the process of obtaining the MLO License?*
Check all that apply.
Select Program Type*

Support & Training to Get Started

We can provide guidance and resources to help you get started on your path to becoming a licensed Mortgage Loan Originator (MLO).

You may qualify for discounted pricing on the required education courses, making it more affordable to begin your career.

This is an excellent opportunity for individuals looking to enter the industry with support, structured training, and reduced financial barriers.

BrokerVMA Program – Zero Upfront Cost

VMA Lending offers an exclusive opportunity through our BrokerVMA Program, designed to help you start your career as a Mortgage Loan Originator without upfront costs.

Under this program, VMA Lending will cover the full cost of your MLO course, so you won’t have any upfront expense.

Program Commitment

  • Two-year commitment with VMA Lending.
  • Minimum production requirement of three closed mortgage transactions per year.

This is an excellent option for those looking to enter the industry with strong support, structured training, and reduced financial barriers.

Clerical / Accounting Opportunities

There are currently no open positions for Clerical or Accounting roles. However, you are welcome to apply for future opportunities.

We are seeking detail-oriented applicants for a clerical/accounting position responsible for supporting the financial operations of our organization.

Key Responsibilities

  • Managing data entry and maintaining accurate records.
  • Processing invoices and reconciling accounts.
  • Maintaining organized and up-to-date financial documentation.
  • Handling administrative tasks such as filing and managing correspondence.
  • Assisting with financial and operational reports.

Qualifications

  • Strong organizational skills and attention to detail.
  • Proficiency in accounting software and Microsoft Office.
  • Ability to work both independently and collaboratively.
  • Ability to meet deadlines in a fast-paced environment.
  • Previous experience in accounting or clerical roles is preferred.

We are open to training the right candidate who demonstrates strong potential and a willingness to learn.

IT / Technical Opportunities

There are currently no open positions for IT or Technical roles. However, you are welcome to apply for future opportunities.

We are looking for applicants with strong problem-solving skills for an IT/technical position focused on supporting and maintaining our technology infrastructure.

Key Responsibilities

  • Troubleshooting hardware and software issues.
  • Managing network systems and ensuring optimal performance.
  • Ensuring data security and system integrity.
  • Providing technical support to staff and resolving IT-related concerns.
  • Installing and updating software and systems.
  • Maintaining IT documentation and assisting with system upgrades.

Qualifications

  • Strong problem-solving and analytical skills.
  • Proficiency in relevant technologies and tools.
  • Solid understanding of networking concepts.
  • Ability to work independently and as part of a team.
  • Previous IT experience is preferred.

We welcome applicants who are eager to learn and grow in a dynamic, technology-driven environment.

Marketing Opportunities

There are currently no open positions for Marketing roles. However, you are welcome to apply for future opportunities.

We are seeking creative and motivated applicants for a marketing position to help develop and execute strategies that promote our brand and services.

Key Responsibilities

  • Creating engaging content for various platforms.
  • Managing and growing social media presence.
  • Coordinating and executing marketing campaigns.
  • Analyzing market trends and campaign performance.
  • Supporting lead generation and brand awareness efforts.
  • Collaborating with internal teams to align marketing with business goals.
  • Maintaining relationships with external partners and vendors.

Qualifications

  • Strong communication and interpersonal skills.
  • Attention to detail and strong organizational abilities.
  • Proficiency in digital marketing tools and platforms.
  • Ability to work both independently and collaboratively.
  • Prior marketing experience is preferred.

We welcome candidates who are passionate about learning, growing, and contributing to innovative marketing initiatives.

Dedicated Hours per Week*

Work Infomation

How much expirience have you had in the Mortgage/Financial Industry?*
Please enter a number from 0 to 100.

Work Ethics & Habbits

Professional License Disclosure

As part of the application process, all applicants holding a professional license are required to disclose any written or verbal complaints, disciplinary actions, investigations, or sanctions related to their license.

Please provide the following details for any such complaints or actions:

  • Date of the complaint or action
  • Nature of the complaint (e.g., customer complaint, regulatory issue)
  • Outcome or resolution (e.g., dismissed, penalty imposed, ongoing)
  • Issuing agency or licensing authority involved

Failure to disclose accurate and complete information regarding complaints or disciplinary actions may result in disqualification from employment or termination if employed.

We value transparency and understand that challenges can arise in any profession. Please be honest and thorough in your responses.

If you have no complaints or disciplinary history to report, please enter “None”.

By submitting this information, I confirm that all statements made are true and complete to the best of my knowledge.

Previous Employment

Your Previous Employers*
Kindly provide a list of your previous employers, including the dates of your employment and the positions you held, covering the past seven years.
Employer
Dates
Position
Phone
Commission/Pay Tier
Reason for Leaving
 

More About You

Upload your Driver’s License in .pdf, .doc or .docx format
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Upload your resume in .pdf, .doc or .docx format
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Terms and Conditions*



Application Certification & Disclosure




By submitting this application, I certify that the information provided is true, accurate, and complete to the best of my knowledge. I understand that any false or misleading information provided in this application, or during the hiring process, may result in the rejection of my application or, if employed, disciplinary action or termination of my employment.




Authorization & Verification




I authorize VMA Lending LLC to verify the information provided in this application, including contacting references, previous employers, and educational institutions. I further understand that employment is contingent upon the successful completion of a full background check and, where applicable, a credit check in compliance with state and federal law.




Background & Credit Check Disclosure





VMA Lending LLC will conduct these checks only after a conditional offer of employment is made, in accordance with the Fair Credit Reporting Act (FCRA) and applicable Florida laws. You will be provided with all required notices, including the opportunity to dispute any inaccurate information.





Employment Terms





  • Submission of this application does not guarantee employment.


  • If hired, you agree to abide by all company policies and procedures.


  • Employment with VMA Lending LLC is at-will, meaning either you or the company may terminate employment at any time, with or without cause or notice, subject to applicable law.




Equal Employment Opportunity




VMA Lending LLC is an equal opportunity employer and complies with all applicable federal, state, and local employment laws prohibiting discrimination. We do not discriminate based on race, color, religion, national origin, sex, age, disability, marital status, veteran status, sexual orientation, gender identity, or any other protected status.





By submitting this application, I acknowledge that I have read, understood, and agree to the above terms and conditions.




Signature
  • Your Name
  • Your Name
  • Your Name
© 2026 VMA Lending LLC
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    VMA Lending

    Accessibility Statement
    vmalending.com
    Last updated: June 17, 2025

    Compliance Status

    At VMA Lending LLC and its affiliated companies, we believe the internet should be accessible and usable by everyone. We are fully committed to ensuring that our website is accessible to the widest possible audience, regardless of ability or technology.

    We aim to comply as closely as possible with the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA. These guidelines provide a clear framework for making web content more accessible for people with disabilities, including blindness, motor impairments, visual and cognitive challenges, and more.

    To support this goal, we utilize various accessibility technologies. Our website features an accessibility interface that empowers users with disabilities to adjust the website’s UI and customize it to their needs. Additionally, we run an AI-powered application in the background that continuously improves the website’s accessibility by adapting it for screen readers and keyboard navigation.

    If you experience any accessibility issues or have suggestions for improvement, please contact us at admin@vmalending.com.


    Screen-Reader and Keyboard Navigation

    Our site implements ARIA attributes and other behavior enhancements for a seamless experience with screen readers and keyboard use.

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    A background process ensures that content is structured and described appropriately, including form labels, icon descriptions, and image alt tags using OCR (optical character recognition) where needed. Screen-reader users receive an automatic prompt to enable accessibility mode. Compatible with JAWS, NVDA, VoiceOver, and TalkBack.

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    Our commitment is to reach over 95% of user environments and continuously expand compatibility.


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    If you have difficulty accessing any part of the website or need assistance, please contact us at:

    Email: admin@vmalending.com