Your credit score is a critical factor in qualifying for a mortgage in Florida. For conventional loans, most lenders prefer…
Yes! Florida offers several special loan programs designed specifically for first-time home buyers. The Florida Hometown Heroes Program provides up…
Qualifying for a first-time home buyer mortgage in Florida involves meeting specific criteria that lenders use to evaluate your eligibility.…
VMA Lending LLC is pleased to announce a new benefit for clients: no-cost escrow waivers on conventional loans with a…
Effective January 1, 2025, Florida condominium associations are mandated to establish and maintain reserve funds specifically allocated for the repair…
The average 30-year mortgage rate in the U.S. has declined for the second consecutive week, offering a minor reprieve for…
In response to the tragic collapse of the Champlain Towers South in Surfside, Florida, in 2021, the state has enacted…
As another alternative for affordable housing, borrowers can get homeownership assistance through federal tax credits granted by the state or…
Great news for homebuyers! The Federal Housing Finance Agency (FHFA) has announced increased conforming loan limits for 2024. This means…