Privacy Policy

Information We Collect

We may collect the following categories of personal information:

• Contact information: name, phone number, email address, and mailing address
• Financial information: income, employment history, assets, debts, and bank account information
• Sensitive identifiers: Social Security number, date of birth, and government-issued identification
• Credit information: credit history and credit scores obtained with your authorization
• Property information: details about the property you are purchasing or refinancing
• Browsing data: IP address, browser type, pages visited, and time spent on our website
• Cookies and similar technologies: information collected through cookies, web beacons, and analytics tools

How We Use Your Information

We use the information we collect to:

• Process and evaluate your mortgage loan application
• Match you with appropriate lending partners and loan products
• Communicate with you about your application, account, and our services
• Verify your identity and prevent fraud
• Comply with legal and regulatory requirements
• Improve our website and services

Information Sharing

We do not sell your personal information. We may share your information only as necessary with:

• Lending partners: to process your mortgage application and secure loan offers on your behalf
• Service providers: third parties that help us operate our business, such as technology providers, document management services, and compliance vendors
• Credit bureaus: to obtain credit reports with your authorization and to report loan activity as required
• Government and regulatory agencies: as required by law, including compliance with HMDA, ECOA, and other lending regulations

All third parties with whom we share information are required to protect your data and may use it only for the purposes for which it was shared.

Your Right to Opt Out

Under the GLBA, you have the right to opt out of the sharing of your nonpublic personal information with non-affiliated third parties. If you wish to opt out, please contact us using the information provided below. Please note that we may still share your information as permitted by law, such as with our service providers or as required for loan processing.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to:

• Essential cookies: enable core website functionality such as navigation and secure access
• Analytics cookies: help us understand how visitors use our website so we can improve your experience

You can control cookie settings through your browser preferences. Disabling cookies may affect certain website features.

Data Security

We implement administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include encrypted data transmission, secure storage systems, and access controls. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal and regulatory requirements, resolve disputes, and enforce our agreements. Mortgage-related records are retained in accordance with federal and state record-keeping requirements.

Your Rights

Depending on your jurisdiction, you may have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your personal information, subject to legal retention requirements

To exercise any of these rights, contact us using the information below.

California Residents

If you are a California resident, the California Consumer Privacy Act (CCPA) may provide you with additional rights regarding your personal information, including the right to know what personal information we collect, the right to request deletion, and the right to opt out of the sale of personal information. We do not sell personal information. For more information or to exercise your rights, contact us using the information below.

Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a minor, we will take steps to delete it promptly.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. The updated policy will be posted on this page with a revised “Last updated” date. We encourage you to review this page periodically.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, contact us at: